Key Person Cover

Experience has shown that few business owners take the time to consider the practical issues of an untimely death or disability of one of the primary partners in the business.

This can lead to an enormous amount of stress and heartache for the existing partners as well as the family of the deceased. The uncertainty around valuation, cash flow and business continuity creates many unnecessary worries.

If you are in a partnership, a joint member of a Closed Corporation, or a shareholder in a PTY Ltd then you need to find out about and implement a valid Buy and Sell agreement.

A professional financial planner from NCJ can walk you through the entire process of key person cover, and help you implement a buy and sell to meet the needs of your company.